WalletCard (Mastercard)

WalletCard (Mastercard) with a lot of features makes your life easy


Multi-currency international Mastercard® linked to your ZainCash Wallet ideal for online shopping, advertising on social media, travel safely, also can be used globally for POS payments and ATMs.

What are “WalletCard” Benefits?

  • Shop from millions of international e-commerce websites Easily and Safely.
  • Purchase from international merchants without exchange rates fees.
  • Cash-out from millions of ATMs around the world.
  • Pay at POS in stores, cafes, and restaurants across the world.
  • Easily check your balance and transaction history through the ZainCash application.
  • 24/7 customer support Secured by a chip and a PIN.


How to Cash-in WalletCard from ZainCash App

  • Open ZainCash App.
  • Select "WalletCard" from the main menu.
  • Choose the type of amount  IQD or USD.
  • Enter the amount and Click "Submit".


  • How to buy your “WalletCard”?
  • Visit the nearest Zain store to buy the card. You can locate the nearest Zain store by selecting “WalletCard”, then select “Nearest Store” in ZainCash App.

  • Visit the store and buy a “WalletCard” from the store at a price of 15,000 IQD.

  • Or get you WalletCard delivered to you if you are in(Baghdad, Basra, Erbil, Fallujah, Ramadi, Najaf, and Karbala).


How to activate the WalletCard?

  • Open ZainCash application.
  • Select “WalletCard”.
  • Select “Activation”.
  • Enter the 9 digit number in the bottom left of the card and press “send”.
  • Enter your ZainCash wallet PIN.
  • You will receive your WalletCard PIN by SMS to use it.

Note: the PIN code you recived is for the WalletCard and only used for POS payment and ATMs.


For more information, contact us on WhatsApp: www.ZainCash.support


WalletCard delivery 

Now you can request a WalletCard (Mastercard®) directly via the Zain Cash app from your home through the delivery service. You can also, top- up your wallet, or register your Permanent Wallet.
This service is available in (Baghdad, Basra, Erbil, Fallujah, Ramadi, Najaf, and Karbala).


How to order your WalletCard:

  • Open the App and click on the side menu on the top left of the screen.
  • Click on the WalletCard delivery icon.
  • Select your order (WalletCard only, Top - up WalletCard, WalletCard with permanent wallet registration).
  • Enter the required information.
  • Enter the OTP number that you will receive by SMS.
  • Click on the (next) Icon.
  • You will receive an SMS on your phone number that’s linked with your ZainCash wallet for confirmation.
  • ZainCash team will contact you to confirm the request.
  • Congratulations, you completed the order!  wait for your WalletCard to arrive.


WalletCard Limits and Fees


Top-up Daily Count



Top-up Daily Limit

Depends on wallet daily limits

Top-up Monthly Limit

Depends on wallet monthly limits

WalletCard Balance Limit


10,000,000 IQD

ATM-Cash Monthly Limit  $3,000 3,960,000 IQD
ATM-Cash Daily Limit  $300 396,000 IQD
ATM-Cash Max Limit per Transaction  $300 396,000 IQD

POS Purchase Daily Limit


990,000 IQD

POS Purchase Monthly Limit


10,000,000 IQD


WalletCard Top-Up fees

$ 0.38

500 IQD

E-Commerce fees

1.5% -0.75 $ minimum

1.5% -900 IQD minimum

Expired Card Redemption Fees


18,000 IQD

Transfer From WalletCard to Wallet



ATM Withdrawal Depends on the Issuer Bank
POS Purchase 0 0
Contactless without PIN Max Amount Count
POS Purchase Trx Limit local without PIN 50,000 IQD / 38$ 5
POS Purchase Trx Limit Int without PIN 30,000 IQD / 23$ 5
POS Purchase Daily Trx Limit local & Int without PIN 150,000 IQD / 114$ 5
POS Purchase Monthly Trx Limit local & Int without PIN 500,000 IQD / 379$ Open