All finances in one place
company profile

All finances in one place

Innovating yet simplifying payments
About Us
Who we are. Why are we here

ZainCash was founded on the premise that basic payment services must be accessible, helpful, and easy, and so it was licensed in 2016 under the Central Bank of Iraq to offer electronic financial services.
ZainCash is building a unique ecosystem of products and services that led to awarding it the “Telecom Lead Innovation” in 2019 and nominated for “The Best Mobile Innovation supporting Emergency” by the GSMA in 2020/21. Since its inception, ZainCash facilitated billions of transactions for individuals, businesses, gov’t entities, and charity organizations, and continues to enable communities. 

ZainCash has always put product innovation at the forefront to power individuals and businesses in daily lives and operations. ZainCash digital financial services features best in class partners.

Our Values
Our approach and attitudes to innovation came to define us:
Think deeply
Think deeply
Problem-solving starts at the root.
Work as a team
Work as a team
Great achievements rarely result from individual efforts; collaborating minds do better.
Don't be afraid to try
Don't be afraid to try
Embrace thoughtful risks and understand that success doesn't occur from the first try.
Customers first
Customers first
Prioritize our customers; consistently choosing what's best for them is the safest route to growth.
Iraq deserves more
Iraq deserves more
Intellectual, youthful, vibrant Iraqis deserve innovative finance apps.
Strong foundations
Strong foundations
Invest in solid foundations with the right technologies and safety measures.
Our approach and attitudes to innovation came to define us:
"Let's explore how innovative banking can transform Iraq's economy."
Yazen Altimimi
Chief Executive Officer
Our approach and attitudes to innovation came to define us:
ZainCash has always put product innovation at the forefront
ZainCash has always put product innovation at the forefront
2016
ZainCash licensed by the Central Bank of Iraq as a Mobile Wallet Payment Company, Began supporting humanitarian agencies in cash assistance, Launched first Online payment gateway in Iraq
2017
ZainCash expands business services to Include payroll and bill collection
2018
ZainCash launches retail payment via QR Code, Launched WalletCard (Mastercard companion card)
2019
Integrated with local banks to allow deposits, Introduced cash-out through IRIS Authentication
2020
Enabled cash-In through Visa and Mastercard
2021
Launch of eKYC registration for customers
2022
Launched Visa Virtual reloadable card
2023
Launched International Transfer through Western Union (Send/Receive), Enabled 3D Face authentication
2024
Migrated to Temenos T24 core digital wallet system
2025
Providing digital onboarding to enable customers to register ZainCash wallet digitally within minutes
simplify all payments
Our Platform

We want to simplify all payments. Our goal is to make managing, spending, saving, investing, and borrowing money easier, cheaper and safer. We can accomplish it by designing best-in-class products driven by best technologies and integrated with best service providers.

Recharge
Send Money
Top Up
Bill Payments
QR Pay
Buy digital vouchers
International Transfer
Cash out
Security and Consumer protection
Security and Consumer protection

ZainCash is committed to providing its customers with a safe and secure mobile money experience. We take security very seriously and have implemented several measures to protect customers money from fraud and misuse.

We use industry-leading security features, FacelD authentication, 3D Secure notifications, Multi-factor authentication, and more.

Investing in Security: We are constantly investing in new security measures to keep customers money safe. We have a team of security experts who are always working to identify and mitigate risks.

Be Part of Something Great
See open roles

We're excited to get to know you better and share more about ZainCash. Through the recruitment process, you'll learn more about the people who work here, our culture, and your benefits. Plus, we'll give you more insight into the position, the team, and your new teammates.

At ZainCash, we have a robust recruitment process to help attract and hire the best talent. Hopefully, that includes you! Let’s find out if we align with your career goals and if ZainCash offers you the opportunity to learn, grow, and thrive.

ZainCash Digital Financial Services Features Best Class Partners
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Ranked as the 6th leading fintech company in the Middle East in 2024
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ZainCash ranked as a top Fintech company by Forbes Magazine in 2023 & 2024