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Register an individual wallet in minutes through the app |
Free |
1 Wallet per person |
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Wallet Capacity - Maximum wallet capacity |
- |
10,000,000 IQD |
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Cash-in through ZainCash agents |
1,000 IQD |
20,000,000 IQD Monthly |
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Cash-in from Visa or Mastercard issued in Iraq |
Free |
500,000 IQD Per Transaction / 5,000,000 IQD Monthly |
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Cash-in from National Bank of Iraq (NBI) Account |
Free |
20,000,000 IQD Monthly / 2,000,000 Per Transaction |
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Local Money Transfer |
0.25% (250 IQD minimum) |
2,500,000 IQD Monthly |
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Send money to other wallets (individual wallets) |
0.5% (with min 300 IQD, max 2,500 IQD) |
2,500,000 IQD Monthly |
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Send money to other wallets (merchant wallets) |
0.5% (with min 300 IQD, max 10,000 IQD) |
10,000,000 IQD Monthly |
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International Money Transfer - Send Western Union Transfer |
Varies based on destination. Please check fees calculater on "ZainCash App" > "Western Union" |
1,500,000 IQD Monthly |
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International Money Transfer - Receive Western Union Transfer |
No fees on the receiver |
No limit |
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Refund via Western Union |
Free |
No limit |
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Mobile top-up - Mobile Bill Payment - Postpaid - Top-up your mobile |
- |
2,000,000 IQD Monthly |
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Pay government bills such as electricity, housing funds, and more |
No additional fees |
10,000,000 IQD Monthly |
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Paying to ZainCash partners (Payment Gateway) |
Free |
10,000,000 IQD Monthly |
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Paying to ZainCash in app partners (Service Providers) |
Free |
5,000,000 IQD Monthly |
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Cash-out From Agents - Individual Wallet |
0.7% deducted from wallet (750 IQD minimum) |
5,000,000 IQD Daily / 10,000,000 IQD Monthly |
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Cash-out From Agents - National Bank of Iraq linked wallets |
0.6% deducted from wallet (750 IQD minimum) |
5,000,000 IQD Daily / 10,000,000 IQD Monthly |
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Cash-out From Agents - Salary Wallet |
Free (up to 1,000,000 IQD, 0.5% fee applies if above) |
5,000,000 IQD Daily / 10,000,000 IQD Monthly |
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Buy digital vouchers (PUBG, Razor, Apple, and more) |
Free |
500,000 IQD Daily / 5,000,000 IQD Monthly |
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Daily limit for purchasing Digital Goods |
- |
10 Daily |
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Monthly limit for purchasing Digital Goods |
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50 Monthly |