ZainCash accounts & Wallets

ZainCash provides NGOs with effective, convenient, and secure solutions to pay and disburse funds\salaries immediately to beneficiaries to all regions and parts of Iraq electronically, whether it is for one time, or regularly.

• Transferring funds electronically and instantly from the NGO’s wallet to the beneficiaries, and each beneficiary will receive a text message to confirm receipt.
• Providing the highest levels of protection and security while transferring funds to beneficiaries without any effort.
• Verify the identity of the user and confirm financial transactions before the process.
• Comply to Central bank of Iraq regulations with compliance to CBI protection systems.
• provides the ability to cash out for the beneficiaries from thousand agents of ZainCash across all regions of Iraq.
• ZainCash provides precise and detailed reports to NGO’s to monitor the results of the financial disbursement.
• Providing advanced communication tools to inform beneficiaries of payment dates, confirm receipt of payments, respond to requests and complaints at any time, in addition to communicating with them when needed.
• Beneficiaries will be able to get their financial dues quickly and safely.
• Beneficiaries can get their financial dues without being obliged to access mobile devices.

There is no wallet expiration period

• Company registration certificate
• Authorization Letter
• Civil ID for Iraqis, residency card for Non-Iraqis (Original passport and entrance visa required).

You can register by filling out the registration form via this link

And one of the ZainCash business development team will contact you and help you complete the registration.

ZainCash wallet offers diverse and developed services to meet the needs and requirements of your enterprise and help you to improve your business and support your customers by providing top tier payment service via ZainCash payment solution

• Electronic Payroll service for employees via an enterprise dedicated control panel to complete the process in a more precise, secure, and convenient way.
• E-Payment service via ZainCash Wallet through ZainCash Mobile Application.
• Improved revenue collection for your business benefiting from wide geographic coverage, and availability of different payment options:
  • Via internet
  • Via ZainCash mobile Application 
  • Via ZainCash agents
  • Via QR Code. 
• A remarkable decrease in collection costs commonly accompanies traditional collection procedures.
• Enhanced operational efficiency as a consequence of the development and automation of systems and other traditional procedures.
• Top tier security and control measures on payments with real-time reports including detailed transactions.
• Adding ZainCash as a payment method to your website, application, or store.
• Electronically and directly receive money, and pay bills from your customers.
• Thousands of authorized ZainCash agents all over Iraq regions and governorates to help you receive and deposit money. 

You can register by filling out the registration form via this link

And one of the Zain Cash business development team will contact you and help you complete the registration.

• Company registration certificate
• Minutes of Meeting
• Company Memorandum of Association
• Rental contract or title deed
• Company bank account.
• The Civil ID of the CEO or his representative

There is no wallet expiration period

It's a wallet create specially for merchants and business owners that helps you develop your business by adding ZainCash as one of the e-payment methods, improving your sales and delivering your services to your customers in many advanced ways, in addition to facilitating your business internally through the financial distribution service, salaries and many more.

You can register by filling out the registration form via this link

And one of the Zain Cash business development team will contact you and help you complete the registration.

• Provides e-payment methods via the ZainCash wallet through our mobile application.
• Improving your organization's revenue collection rates as a result of offering different payment methods.
• The increase in the number of subscribers as a result of providing convenient, easy and different payment methods according to your needs and the needs of subscribers.
• Significant reduction in the financial costs associated with traditional collection methods.
• Improving operational efficiency as a result of automation and development of traditional systems and procedures.
• Providing the highest standards of security and control over payment operations with direct live reports including all payments details.
• Providing the salary distribution service for the company’s employees in an electronic way through the merchant’s control panel so that the process of distributing employee salaries is done in a more accurate, easy and safe manner.
• Add ZainCash as an electronic payment method in your organization's website, application.
• Receiving amounts and paying bills directly and electronically from customers.
• Receiving and depositing money in ZainCash from thousands of authorized agents in all regions of Iraq.
• Provides high amounts from the merchant wallet to their bank account.

You must provide us with the following so that we can register a merchant wallet for you:

• Chamber of Commerce ID or certificate of practicing the profession.
• Commercial lease or title deed.
• ID of the business owner.
• Merchant’s bank Account.
• Merchant's residence ID.

There is no wallet expiration period